Consolidation

You may consolidate your Federal Stafford, Perkins, and Nursing Loans together.  Please visit the Department of Educations website at www.loanconsolidation.ed.gov to apply.  To ensure you are consolidating all of your Federal Loans, visit www.nslds.ed.gov.

You may lose your grace period or loan forgiveness options when consolidating your loans.  Be sure to visit www.youcandealwithit.com to determine whether consolidation is right for you.

CONSOLIDATION NEWS:

The Department of Education is offering a short term consolidation opportunity- Special Direct Consolidation Loans - from January 2012 to June 30, 2012.   Only certain borrows are eligible for this opportunity.   One of the departments servicers will contact you if you may qualify.  For more information about the Special Direct Consolidation Loan go to:  www.student aid.ed.gov/specialconsolidations